Average 401(k), IRA balances hit record highs — but more workers are raiding their accounts, Fidelity says

September 3, 2026

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Retirement account balances rose in the second quarter amid market gains, according to Fidelity. At the same time, more savers tapped their accounts for cash.Retirement account balances rose in the second quarter amid market gains, according to Fidelity. At the same time, more savers tapped their accounts for cash.

Average 401(k), IRA balances hit record highs — but more workers are raiding their accounts, Fidelity says

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